Your financial future strategised today!
We Do Refinancing & Investment Loans Right.
Reduce your home loan interest costs!
We have access to a panel of over 60 lenders to help you get the best possible loan for your needs.
Refinancing your loans with our experts at Alloans is a chance to improve your current home loan terms. This can lead to lower monthly payments and uncover new investment opportunities. It might allow you to upgrade to a larger home or purchase an investment property that generates rental income. The possibilities are endless.
Having assisted hundreds of homeowners in refinancing their loans in recent years, we understand how to ensure our clients achieve their refinancing goals.
Premier Investment Property Loans Broker in the Industry
Building a successful property portfolio can be incredibly rewarding, but it often feels overwhelming due to its complexity. With numerous options available, selecting the right loans for your investment property can be challenging. As the leading broker for investment property loans, Alloans is dedicated to helping you achieve your investment goals.
We understand that every investor has unique needs and objectives, and we are committed to providing tailored solutions that fit your specific requirements. Whether you’re an experienced investor or just starting out, our expertise will guide you through every step of the process.
What Should You Look For in an Investment Property Loan
Investment property loans differ from regular home loans. Here are some crucial factors to consider:
- Interest Rates: Securing a competitive interest rate directly impacts your investment returns. We negotiate strategically to secure the best possible deal for you.
- Loan Features: Tailor the loan to your strategy. Looking for interest-only payments for initial cash flow? Need a loan with a redraw facility for future investments? We’ll explore all options.
- Tax Implications: Investment property loans can have tax advantages. We’ll help you understand these benefits and ensure your loan structure aligns with your tax goals.
Varieties of Investment Properties Eligible for Financing via Investment Property Loans
Investment property loans can be used to finance various types of properties, including:
- Residential Rental Properties: Single-family homes, condominiums, townhouses, and apartment buildings rented out to tenants for residential purposes.
- Commercial Properties: Office buildings, retail spaces, industrial warehouses, and mixed-use properties used for commercial purposes such as offices, shops, or manufacturing.
- Vacation Homes: Properties purchased for personal use and occasional rental income, such as beach houses, mountain cabins, or lakeside cottages.
- Multi-Unit Properties: Duplexes, triplexes, and other multi-unit buildings with two or more separate living units, typically rented out to multiple tenants.
- Mixed-Use Properties: Buildings that combine residential and commercial spaces, such as storefronts with apartments above or office space with residential units.
- Development Properties: Land or properties purchased for development or redevelopment, such as raw land for subdivision, renovation projects, or new construction.
How to Select the Ideal Alloans Broker for Your Investment Property
With so many brokers out there, how do you find the perfect fit? Here’s what to look for:
- Experience & Specialisation: Choose an investment property Alloans broker with a proven track record and expertise in investment property loans.
- Clear Communication: Find an investment property Alloans broker who explains things in plain English and is readily available to answer your questions.
- Focus on Your Goals: Ensure the investment property Alloans broker prioritises YOUR investment strategy and tailors solutions to your unique needs.
Our Investment Property Alloans Broker Difference
- Holistic Approach: We consider your overall financial situation and future plans to recommend the most suitable loan strategy.
- Commitment to Excellence: We’re passionate about your success and constantly refine our knowledge to stay ahead of the curve.
- Diverse Expertise: Our team comprises of experienced investment property Alloans brokers with diverse backgrounds, providing a well-rounded approach to your Alloans needs.
- Transparency and Trust: We believe in maintaining open and honest communication with our clients building a relationship based on trust.
FAQS
You can typically finance residential or commercial properties with an investment property loan. Our investment property Alloans broker will discuss your options and eligibility during the consultation.
The amount you can borrow will depend on several factors, including your credit score, income, and the type of property you are looking to invest in. Our team at All Loans can help determine the right loan amount for you based on your specific financial situation and goals.
Yes, rental income can be used as part of your overall income when applying for an investment property loan. Our investment property Alloans broker team will work with you to calculate and include the potential rental income in your application.
The timeframe can vary depending on the complexity of your application and the lender’s processing times. We’ll provide an estimated timeline during the consultation process and keep you updated throughout the application.
Ask us today
How You Can Benefit From It
- We strive to simplify the loan process for you.
Our team manages every step and can negotiate the most suitable rate available for our clients.
- Think of us as your one-stop shop for acquiring or building your dream home.
- We’re dedicated to providing all the products, services, and support you need to reach your goals
- Our focus is on you, not the bank.
- We help you understand your borrowing capacity and offer a smooth pre-approval process.
- We also connect you with the right professionals in the industry, including buyer advocates, conveyancers, and real estate agents in your preferred areas.
- Our customer service aims to exceed your expectations.
Ready to Realize Your Dreams?
Book a free consultation with us.